(I want to keep this blog in recrec, not tanbinvest. I want to be brief yet incisive.)
See 3 ffree scenarios: cashflow figures. What capabilities enabled me to achieved my current Comfortable Economic profile?
- — top 3
- by earning SGP citizenships
- by developing my own investment strategies, via trial-n-error
- by staying healthy
- — the obvious
- by high saving rate thanks to salary + low burn rate — efficiency inspired by SG gov
- by consistent body-building with in-demand skills -> job security. I think rather few of my peers have this level of job security. Most of them work in one company for years. They may be lucky when they need a new job, but they don’t have my inner confidence and level of control on that “luck”. Look at Y.W.Chen. He only developed that confidence/control after he changed job a few times.
When I say “Comfortable” I don’t mean “above-peers”, and not complete financial freedom, but rather …
easily affordable lifestyle without the modern-day pressure to work hard and make a living. In my life there are still too many pressures to cope with, but I don’t need to work so damn hard trying to earn enough to make ends meet.
A higher salary or promotion is “extremely desirable” but not needed. I’m satisfied with what I have now.
I can basically retire comfortably.